:root{
  --blue:#00759b; --deep:#05384c; --deep2:#0a4a63;
  --screen:#cce3eb; --slate:#78a1a9; --orange:#ffae3d;
  --paper:#f6fafb; --ink:#22333b; --muted:#5f7480; --rule:#d9e4e9;
  --wrap:1180px;
  --display:'Lora',Georgia,'Times New Roman',serif;
  --body:'Helvetica Neue',Helvetica,Arial,system-ui,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--body);color:var(--ink);background:#fff;
  font-size:16.5px;line-height:1.62;-webkit-font-smoothing:antialiased;
  overflow-x:hidden}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 32px}
h1,h2,h3,h4{font-family:var(--display);font-weight:400;margin:0;letter-spacing:-.01em}
a{color:var(--blue)}
img,svg{display:block}
.eyebrow{font-family:var(--body);font-size:11.5px;letter-spacing:.19em;
  text-transform:uppercase;font-weight:700;color:var(--slate);margin:0 0 14px}
.eyebrow.on-dark{color:var(--screen)}

header.site{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.96);
  backdrop-filter:blur(8px);border-bottom:1px solid var(--rule)}
.bar{display:flex;align-items:center;gap:28px;height:80px}
.brand{display:flex;align-items:center;gap:14px;text-decoration:none;flex:0 0 auto}
.brand img{width:132px}
.brand .div{width:1px;height:30px;background:var(--rule)}
.brand .pname{font-family:var(--body);font-weight:700;font-size:15.5px;
  color:var(--blue);letter-spacing:-.2px;line-height:1.15}
.brand .pname i{color:var(--orange);font-style:normal}
.brand .pname small{display:block;font-weight:400;font-size:10.5px;
  letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-top:2px}
nav.main{margin-left:auto;display:flex;align-items:center;gap:24px}
nav.main a{font-size:14.5px;color:var(--ink);text-decoration:none;padding:6px 0;
  border-bottom:2px solid transparent}
nav.main a:hover,nav.main a[aria-current="page"]{color:var(--blue);
  border-bottom-color:var(--screen)}
.btn{display:inline-block;font-family:var(--body);font-size:14.5px;font-weight:700;
  text-decoration:none;padding:12px 22px;border-radius:2px;transition:.18s;
  cursor:pointer;border:0}
.btn-primary{background:var(--orange);color:#20303a}
.btn-primary:hover{background:#f39c12}
.btn-ghost{background:transparent;color:#fff;
  box-shadow:inset 0 0 0 1.5px rgba(255,255,255,.55)}
.btn-ghost:hover{background:rgba(255,255,255,.12)}
.btn-line{background:transparent;color:var(--blue);
  box-shadow:inset 0 0 0 1.5px var(--blue)}
.btn-line:hover{background:var(--blue);color:#fff}
nav.main .btn{padding:10px 18px}

.hero{position:relative;color:#fff;overflow:hidden;
  background:
   radial-gradient(1100px 520px at 78% -10%, rgba(255,255,255,.14), transparent 60%),
   radial-gradient(700px 400px at 8% 110%, rgba(204,227,235,.16), transparent 60%),
   linear-gradient(160deg,var(--deep2) 0%,var(--deep) 58%,#032b3a 100%)}
.hero .arcs{position:absolute;inset:0;opacity:.16;pointer-events:none}
.hero .wrap{position:relative;padding:96px 32px 104px}
.hero.short .wrap{padding:64px 32px 68px}
.hero h1{font-size:clamp(34px,4.6vw,58px);line-height:1.1;max-width:20ch}
.hero.short h1{font-size:clamp(28px,3.6vw,44px)}
.hero h1 b{font-weight:700;color:#fff}
.hero p.lede{max-width:58ch;margin:26px 0 0;font-size:18.5px;color:#dbeaf0}
.cta-row{display:flex;flex-wrap:wrap;gap:14px;margin-top:36px}
.hero .fine{margin-top:30px;font-size:13.5px;color:#9fc3d0}
.hero .fine a{color:#cce3eb}

section{padding:88px 0}
section.tint{background:var(--paper);border-top:1px solid var(--rule);
  border-bottom:1px solid var(--rule)}
section.band{background:var(--screen)}
.h2{font-size:clamp(26px,3vw,36px);line-height:1.18;margin-bottom:16px}
.sub{max-width:64ch;color:var(--muted);font-size:17px;margin:0 0 40px}

.qgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:0;
  border-top:2px solid var(--blue)}
.q{padding:26px 26px 26px 0;border-right:1px solid var(--rule)}
.q:last-child{border-right:0}
.q span{font-family:var(--display);font-size:30px;color:var(--screen);
  display:block;line-height:1;margin-bottom:10px}
.q p{margin:0;font-size:17px}
.qnote{margin:32px 0 0;color:var(--muted);font-size:15.5px;max-width:70ch}

.picker{display:flex;flex-wrap:wrap;gap:9px;margin:0 0 30px}
.chip{font-family:var(--body);font-size:14px;padding:9px 15px;border-radius:999px;
  background:#fff;color:var(--ink);border:1.5px solid var(--rule);cursor:pointer;
  transition:.15s}
.chip:hover{border-color:var(--slate)}
.chip[aria-pressed="true"]{background:var(--blue);border-color:var(--blue);color:#fff}
.ladder{display:grid;gap:8px}
.rung{display:grid;grid-template-columns:150px 1fr 250px;align-items:center;
  gap:20px;padding:19px 22px;border-radius:3px;transition:.28s;
  border-left:5px solid transparent}
.rung .lv{font-family:var(--body);font-size:10.5px;letter-spacing:.16em;
  text-transform:uppercase;font-weight:700;opacity:.72;margin-bottom:3px}
.rung .nm{font-family:var(--display);font-size:21px;line-height:1.1}
.rung .ex{font-size:14.6px;line-height:1.5}
.rung .wh{font-size:14.6px;font-weight:700;line-height:1.45}
.r1{background:#f2f8fa} .r2{background:#dcedf2}
.r3{background:#b9d9e4} .r4{background:var(--blue);color:#fff}
.ladder.picked .rung{opacity:.3;filter:saturate(.55)}
.ladder.picked .rung.hit{opacity:1;filter:none;border-left-color:var(--orange);
  transform:translateX(5px)}
.verdict{min-height:30px;margin:24px 0 0;font-size:17px;color:var(--muted)}
.verdict b{color:var(--blue)}
.after{margin:34px 0 0;font-size:17.5px;max-width:70ch}

.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--rule)}
.card{background:#fff;padding:30px 28px}
.card h3{font-size:19.5px;color:var(--blue);margin-bottom:9px}
.card p{margin:0;font-size:15.4px;color:var(--ink)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:26px}
.panel{background:#fff;border:1px solid var(--rule);border-top:4px solid var(--blue);
  padding:30px 30px 32px}
.panel h3{font-size:22px;margin-bottom:10px}
.panel p{margin:0;font-size:16px}
.panel .who{margin-top:16px;font-size:14px;color:var(--muted);
  padding-top:14px;border-top:1px solid var(--rule)}

.inds{display:grid;grid-template-columns:repeat(5,1fr);gap:1px;background:var(--rule)}
.ind{background:#fff;padding:26px 22px;text-decoration:none;color:var(--ink);
  transition:.15s;display:block}
.ind:hover{background:var(--paper)}
.ind .glyph{font-size:22px;color:var(--orange);font-weight:700;margin-bottom:10px}
.ind h3{font-size:18.5px;color:var(--blue);margin-bottom:6px}
.ind p{margin:0;font-size:13.8px;color:var(--muted)}
.ind .go{display:inline-block;margin-top:12px;font-size:13.5px;font-weight:700;
  color:var(--blue)}

.ptab-wrap{width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch}
.ptab{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--rule)}
.ptab th,.ptab td{text-align:left;padding:17px 22px;border-bottom:1px solid var(--rule)}
.ptab thead th{background:var(--screen);font-family:var(--body);font-size:12px;
  letter-spacing:.14em;text-transform:uppercase;font-weight:700;color:#16414f}
.ptab tbody tr:last-child td{border-bottom:0}
.ptab .u{font-weight:700}
.ptab .pr{font-family:var(--display);font-size:24px;color:var(--blue);
  white-space:nowrap}
.pfine{margin:18px 0 0;font-size:14.5px;color:var(--muted)}
.psize{margin:26px 0 0;font-size:17px;max-width:76ch;padding-left:20px;
  border-left:4px solid var(--orange)}

.trust{display:grid;grid-template-columns:repeat(3,1fr);gap:42px}
.trust h3{font-size:20px;color:var(--blue);margin-bottom:8px}
.trust p{margin:0;font-size:15.6px}

details{border-bottom:1px solid var(--rule);padding:20px 0}
details summary{cursor:pointer;font-family:var(--display);font-size:20px;
  color:var(--blue);list-style:none;display:flex;justify-content:space-between;gap:20px}
details summary::-webkit-details-marker{display:none}
details summary::after{content:'+';font-family:var(--body);font-weight:400;
  color:var(--slate);font-size:24px;line-height:1}
details[open] summary::after{content:'\2013'}
details p{margin:14px 0 0;max-width:82ch;font-size:16px}

.steps{counter-reset:st;display:grid;gap:0;border-top:2px solid var(--blue)}
.step{display:grid;grid-template-columns:70px 1fr;gap:24px;padding:28px 0;
  border-bottom:1px solid var(--rule)}
.step:before{counter-increment:st;content:counter(st);
  font-family:var(--display);font-size:38px;color:var(--screen);line-height:1}
.step h3{font-size:21px;color:var(--blue);margin-bottom:8px}
.step p{margin:0;font-size:16px;max-width:74ch}

.dl{display:flex;flex-wrap:wrap;gap:14px;margin-top:28px}

.final{color:#fff;background:
  radial-gradient(800px 400px at 85% 0%, rgba(255,255,255,.12), transparent 60%),
  linear-gradient(150deg,var(--deep2),var(--deep))}
.final .wrap{padding:78px 32px}
.final h2{font-size:clamp(26px,3vw,38px);margin-bottom:14px}
.final p{max-width:60ch;color:#d5e8ef;font-size:17.5px;margin:0}
.contactrow{display:flex;flex-wrap:wrap;gap:44px;align-items:flex-end;margin-top:34px}
.contactrow .big{font-family:var(--display);font-size:33px;color:#fff;
  text-decoration:none;line-height:1}
.contactrow .big:hover{color:var(--orange)}
.contactrow .em{font-size:18px;color:#fff;text-decoration:none;font-weight:700}
.contactrow .em:hover{color:var(--orange)}

footer.site{background:#04303f;color:#a9c6d1;font-size:14.2px;padding:52px 0 30px}
footer.site .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:36px}
footer.site img{width:150px;margin-bottom:16px}
footer.site h4{font-family:var(--body);font-size:11.5px;letter-spacing:.16em;
  text-transform:uppercase;color:#fff;font-weight:700;margin-bottom:14px}
footer.site a{color:#a9c6d1;text-decoration:none;display:block;padding:3px 0}
footer.site a:hover{color:#fff}
.tag{font-family:var(--display);font-size:16px;color:#fff;margin-top:20px}
.tag i{color:var(--orange);font-style:normal}
.legal{margin-top:38px;padding-top:20px;border-top:1px solid rgba(255,255,255,.14);
  display:flex;justify-content:space-between;gap:20px;font-size:12.8px;color:#7fa4b2}

.crumb{background:var(--paper);border-bottom:1px solid var(--rule);
  font-size:13.5px;padding:12px 0}
.crumb a{text-decoration:none}
.crumb span{color:var(--muted)}

.ladder-strip{background:var(--paper);border:1px solid var(--rule);
  border-left:5px solid var(--orange);padding:20px 26px;margin:0 0 6px;
  font-size:16px;max-width:none}
.ladder-strip b{color:var(--blue)}
.ladder-strip a{white-space:nowrap}

.rv{opacity:0;transform:translateY(16px);transition:.7s cubic-bezier(.2,.7,.3,1)}
.rv.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){
  .rv{opacity:1;transform:none;transition:none}
  html{scroll-behavior:auto}
  .ladder.picked .rung.hit{transform:none}
}
@media (max-width:1080px){
  .inds{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:960px){
  .ptab th,.ptab td{padding:14px 14px}
  .ptab{min-width:520px}
  .hero .wrap{padding:70px 24px 78px}
  section{padding:62px 0}
  .wrap{padding:0 24px}
  .final .wrap{padding:58px 24px}
  .contactrow{gap:22px}
  .contactrow .big{font-size:28px}
  .bar{height:68px}
  .brand img{width:108px}
  .cards,.qgrid,.trust{grid-template-columns:1fr}
  .q{border-right:0;border-bottom:1px solid var(--rule);padding-right:0}
  .two{grid-template-columns:1fr}
  .rung{grid-template-columns:1fr;gap:8px}
  .rung .wh{padding-top:6px;border-top:1px solid rgba(0,0,0,.1)}
  .r4 .wh{border-top-color:rgba(255,255,255,.25)}
  nav.main{display:none}
  footer.site .cols{grid-template-columns:1fr}
  .legal{flex-direction:column}
  .inds{grid-template-columns:1fr}
  .step{grid-template-columns:48px 1fr}
}